News & Events
Home Bank e-Statements
THE HOME BANKING (internet banking) product is FREE to all our members who sign up at Kelco FCU for their use. Home Banking can not be accessed without signing up at Kelco FCU. PLEASE REVIEW THE "NEWS" SECTION IN HOME BANKING TO GET THE LATEST INFORMATION AT KELCO FCU. RATES ARE FOUND ON THE RATE PAGE. ADDITIONALLY, KELCO FCU WILL NO LONGER BE PROVIDING QUARTERLY STATEMENTS TO MEMBERS HAVING HOME BANKING. THESE STATEMENTS ARE NOW BEING PROVIDED AS "E" STATEMENTS. TO OBTAIN YOUR STATEMENT, YOU MUST DOWNLOAD THEM OFF THE HOME BANKING SITE. THERE IS AN ICON ON THE HOME PAGE PROVIDING INSTRUCTIONS ON HOW TO OBTAIN YOUR "E" STATEMENT.
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Direct Deposit and Debit Cards are available. IF YOU LOSE YOUR DEBIT CARD OR IT IS STOLEN ON A WEEKEND, PLEASE CALL 800-523-4175. As a result of a change to federal law, you may not get a receipt every time you use your ATM/Debit card. Federal law generally requires a receipt to be made available for these electronic fund transfers. However, the law provides an exception for transactions of $15.00 or less. For transactions over $15.00, federal law continues to require that a receipt be made available. You can also have your loan payments automatically deducted from your checking account! If you are currently using another financial institution for your checking account, we are certain you will find the FEES AT KELCO FCU to be very competitive, if not SIGNIFICANTLY LESS than what you may be paying now. We keep our fees low because we do not consider fees as a means of credit union income. We charge only what we need to compensate for the service to our members. The next time you are at Kelco FCU, ask for a copy of our deposit related fees. You will find that these fees are very minimal! Kelco FCU also offers Checking Accounts and Savings Accounts with Debit Cards to young people under the age of eighteen years. There are stipulations such as a requirement to have at least one adult on the checking account due to legal and regulatory issues. For more information, speak to any Kelco FCU employee.